REFINANCE Loans – still at record low interest rates

 

Refinance 760-486-4225
Refinance and Save hundreds of dollars on your mortgage

Would you like “cash out” refinance loans? The cash out refinance will all be determined by your credit profile. This includes your debt to income ratios, fico scores, LTV, loan program choice and rate and terms. A cash out refinance requires an appraisal done.

You may even have enough equity to refinance to a conventional loan with NO Mortgage insurance.

Call 760-486-4225

  • FHA Streamline Refinance – no credit qualifying, no appraisal and record low rates. Inquire rate and terms today.
  • If you have a current FHA loan you can streamline refinance to lower your interest rate
  • You may also convert a current FHA adjustable rate mortgage into a fixed rate.
  • FHA Streamline Refinances are performed quickly and easily in a streamline process.
  • The streamline refinance requires much less hassle and paperwork than a normal refinance.
  • There is no appraisal, no qualifying debt ratios and no income verification.

Streamline Refinance

Streamline refinance your FHA mortgage to lower your mortgage insurance today.

HUD reduced the mortgage insurance premium from 1.35% of the loan amount to 0.85% of the loan amount. If your mortgage was taken out before 1/26/2015 you can save a substantial monthly savings.

The FHA Streamline program does not require an appraisal. In many cases it doesn’t require income or credit qualifying.  The new loan amount will not be any higher than your current loan amount. This is a very simple process to accomplish this savings.  Rates are very good right now too.  Please let me know if you have any questions.

Streamline FHA Refinance – Key Features & Benefits:

  • The FHA Streamline refinance no longer need an appraisal
  • The FHA streamline refinance does not calculate income or DTI ratios

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  • FHA streamline refinances do not require a minimum fico score
  • Lender will refund your escrow/impound account
  • Skip one mortgage payment
  • Reduced lender fees
CA only          OTHER LOAN PROGRAMS:

FHA     Conventional     VA     CalVet     Jumbo     USDA Rural     DAP’s